Finance Your Flight Training
Stratus Financial
OCFC has partnered with Stratus Financial for flight training financing. You may apply for a loan to cover some or ALL of the costs involved in participating in our flight training programs. Please note in light of 100% refundability of fees paid to unapplied/unutilized/unused financed funds in case of a student dropout for good cause Rate Sheet ‘A’ applies strictly.
Financed students may participate in Bulk rate and discounted rate, only under one condition that funds financed and deposited will be flown off completely and programs completed. No refunds will be made on unapplied or unused funds and which will be forfeited.
Stratus Financial offers exceptional lending packages, including:
- The best rate to go from zero to hero.
- Full financing for your entire flight training and more;
- Affordable payment options, including deferment for 12 months while the student completes flight training and find a job;
- Ability to pay off a loan at any time without consequences or penalties.
AOPA Finance
AOPA is a large aviation organization that offers financing for its members who have an income. Repayment terms and interest rates vary based on credit score. You may also apply with a co-borrower to improve both your income test and credit score. Loan amounts are as follows: (credit score 700+) loan amount equal to three times gross monthly income, (650-699) loan amount equal to two times gross monthly income, (600-649) loan amount equal to gross monthly income. Repayment terms range from 24 – 84 months and interest rates vary from 9.49% to 15.24%.
For more Information Call: 1-800-872-2672
OR: Apply online at https://finance.aopa.org/flight-training-finance.
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Flight Training™ Finance
Flight Training™ Finance is a private lending institution specializing in financing flight training for private pilots. They provide a good option for beginners or ad-on certifications, but may not be a good fit for students in the professional pilot program. Flight Training™ Finance offers a separate loan for each license or rating, and each loan must be paid down by 50% before the next loan is considered. They do not defer repayment while in training. Repayment terms range from 18 – 72 months and interest rates vary from 12% to 18%.
For more information call: 1-800-667-0201
Or email: info@flighttrainingfinancellc.com
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Where Excellence is Standard and Flight Safety Comes First!