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Finance Your Entire Flight Training! Click Here!

For Pilots, By Pilots.

As aviators ourselves, we truly understand the dream of becoming a pilot. However, the cost of flight training can make it feel like that dream is just out of reach. We’re here to tell you that there is a solution!

Orange County Flight Center has proudly partnered with Stratus Financial to offer affordable flight training financing to everyone. With this unique partnership, you may apply for a loan to cover all of the costs involved in participating in any OCFC flight training program. We look beyond FICO scores to offer an exceptional lending package tailored to your individual needs and specific situation.

The Gateway To Realizing Your Dreams.

  • The best rate to go from zero to hero.
  • Full financing for your entire flight training and more;
  • Affordable payment options, including deferment for 12 months while you complete your flight training and secure a job;
  • Ability to pay off your loan at any time without penalties.

We don’t just fund your education, we fund your future.

The loan application was simple and straight forward and they made sure to hold my hand every step of the way. I was really excited to get approved by Stratus to fund my aviation career. Next stop – Airline Transport Pilot!

Stratus Financial Loan Options

The Stratus Financial Loan Process

1. Application Received

2. Processing

3. Underwriting

4. Approval

5. Funding

6. Start Flight Training

Additional Information

100% Financing

The Stratus Advantage

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Your Future Starts Now!

Stratus Financial

Whether it’s financing your dream of flying or simplifying the process by taking care of your student loans, Stratus Financial efficient, hassle-free funding can connect you to the life of your dreams of becoming a professional pilot sooner than you ever thought possible. And because Stratus Financial know every situation is unique, they offer multiple options for funding.

Take flight with OCFC and Stratus Financing Today!

Discount Programs

Please note in light of 100% refundability of fees paid to unapplied/unutilized/unused financed funds in case of a student dropout for good cause Rate Sheet ‘A’ applies strictly.

Financed students may participate in Bulk rate and discounted rate, only under one condition that funds financed and deposited will be flown off completely and programs completed. No refunds will be made on unapplied or unused funds which will be forfeited.

Student Requirements
  • Must be a U.S. citizen or permanent resident*
  • Paystubs for the past two (2) months
  • Bank statements for the past two (2) months
  • Driver’s License
  • Name & contact number of employer (for employment verification)
  • 1st or 2nd class medical certificate
  • Co-borrower (recommended)
  • Pilot Certificate, if applicable
  • Subject to credit check and underwriting

*If non-US citizen, TSA verification is required.


Is there a penalty for paying off the loan early?

You may pay the loan in whole or in part without penalty.

What factors does Stratus Financial consider?

We base our loan approval on the borrower and co-borrower’s (parents, siblings, friends) capacity on the folloing criteria:

  • FICO score
  • current income while in school, and
  • assets we can consider

We consider 2 out of 3 of these factors depending on the borower’s finacial capacity.

How soon can I be approved of my loan?

We do initial underwriting within 1-2 hours. If all documents required are submitted to us, we process and prepare the final loan documents within one (1) day. We fund the loan within three (3) business days after all parties have signed the loan documents.

Will my application impact my credit score?

No, we will only conduct a soft pull on your credit.

How are the funds transferred?

Stratus Financial pays directly to your school.

Where Excellence is Standard and Flight Safety Comes First!